Building and contents insurance (home insurance)
Protect what belongs to you!
In the course of a lifetime you can accumulate a lot of things in your private home - all those objects that simply belong to you: your favourite armchair, your valuable watch or your own house....
That's why it is essential to have an insurance cover for building and contents, so that the following main risks, among others, can be insured:
- Damage caused by natural events:
Fire, explosion, lightning, storm, rain/hail, or flooding.
- Further additional covers:
Burst pipes and water damages, excessive water consumption in case of burst pipes,
glass and ceramic breakage, burglary/theft, valuable objects, etc., and in the case of owner communities, liability insurance for damage to the neighbour (e.g. from a burst pipe in your own flat).
The corresponding owner's liability insurance is also covered by the same insurance policy.
Your contents insurance automatically includes your private and family liability insurance and in case you are a pet owner also the liability insurance for damages caused by your pet.
Important advantages
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Personal support in the event of a claim until the compensation sum is payed
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Additional coverages for home-owners from abbroad (holiday homes second homes, tourist rentals including corresponding liability insurance)
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Owner's liability insurance
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Private liability insurance for you and your partner and children living in the same household
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Liability insurance as a pet owner